If you’re an independent contractor, or you are a business owner that has hired one, you might be wondering if contractors are eligible for workers’ compensation.

The short answer is “no,” but there are still some intricacies and exceptions that are worth understanding. For a complicated situation like this, we recommend enlisting a St. Louis workers compensation attorney to advise you on your case. Below, you’ll learn about the typical workers’ comp process, why independent contractors are different, and some possible exceptions to this rule.

The Workers’ Compensation Process

What happens in a typical claim is an employee sustains an injury or disease that…

Workers’ compensation benefits exist to help those injured on the job. However, if you have been injured on the job, how do you know which benefits you’re entitled to? Let’s discuss the basics of the types of benefits available in the Missouri workers’ comp system and who is entitled to them.

The Benefits

Under the Missouri workers’ compensation system, you are entitled to benefits under the following categories:

• Medical benefits
• Temporary disability benefits
• Temporary total disability (TTD)
• Income benefits
• Vocational rehabilitation or training
• Death benefits

Missouri workers’ compensation is a no-fault system for injuries linked to your employment. Meaning you are generally…

If you have been injured at work, you will likely need workers’ compensation benefits to address your medical expenses and lost wages. However, you may also need workers’ compensation benefits to address other losses that may result from your injuries. Here are three important things to discuss with an experienced attorney regarding your workers comp claim.

Additional Liability

Workers’ compensation is a form of insurance that employers buy for themselves and their workers, covering both parties in a working relationship. If an employee suffers an injury on the job, that employee may file a claim for workers’ compensation. An employer who is…

Workers’ compensation is a system designed to protect employers if they get injured in the scope of their work. However, many people tend to confuse workers’ comp coverage with personal injury cases. Also, there are common misconceptions about what scenarios are covered by workers’ comp.

In this article, we will discuss some of the things that workers’ compensation generally does not cover. However, it is important to always consult with an experienced attorney who can evaluate the details of your claim and help you understand what you are legally entitled to.

Injuries During Commuting

Injuries that you suffer when commuting to or from…

Repetitive motion and stress-related injuries are some of the most common kinds of workplace injuries. Unfortunately, because they take a long time to develop, they can be among the most challenging types of injuries to get compensation for from an employer. Read on learn more about what repetitive motion injuries are and if you might be in a position to receive benefits.

What Are Repetitive Motion Injuries?

When most people think of workplace injuries, they picture dramatic accidents with industrial machinery. However, repetitive motion injuries come in all shapes and forms. Some common repetitive motion injuries are:

• Carpal Tunnel Syndrome: pain or tingling in your…

Workers’ compensation is a system designed to protect victims of work-related injuries through their recovery. The benefits generally cover medical bills and part of their lost wages. In Missouri, most employers are required by law to carry workers’ comp insurance, but some of them (like companies with less than five employees or those who work with independent contractors) are not obligated to be covered.

Many injured workers ask us if they can sue their employer and file for workers’ compensation at the same time.

It’s important to understand that, filing a claim for workers’ compensation generally eliminates your right to…

In Missouri, most employers and organizations with five or more employees must have workers’ compensation insurance. Members of an LLC and even big corporations are generally included. However, members of a partnership or sole proprietors are not covered.

If your business is in the construction field, you will need to secure coverage if you have at least one individual employed in your industry. This workers ‘ compensation law, which the Missouri General Assembly created, is best discussed with a St. Louis workers compensation lawyer whose knowledge and experience can benefit your claim greatly.

Workers’ compensation in Missouri helps in providing…

Even if the law and the evidence are on your side, and you are working with a great work injury attorney, you may still go head to head with the insurance company and not reach a conclusion.

In workers’ comp claims, even if you are legally entitled to the benefits, it doesn’t mean you’ll have an easy time accessing them. The insurance company will often try to make sure of it. So what happens when neither party agrees to the terms on the table? You enter the mediation process.

What Is Workers’ Compensation Mediation?

Worker’s comp mediation is a process injured workers and the insurance…